How It Works
Getting the funds you need is quick and easy. Here's our simple process from application to funding.
1
Submit Your Request
Fill out our simple, secure online form in just a few minutes. We just need some basic personal and financial information to get started.
2
We Attempt to Connect You
Our system instantly pings our network of licensed third-party lenders and Credit Access Businesses to try and find a match for your loan request.
3
Review Your Offer
If matched, you will be redirected to the lender's site to carefully review the rates, CAB fees, and terms of your specific loan offer.
4
Receive Your Funds
Once you accept and sign your loan agreement, the lender will typically deposit the funds directly into your checking account as soon as the next business day.
Basic Requirements
Be at least 18 years old
Be a US citizen or permanent resident
Have a steady source of income
Have an active checking account in your name
Reside in a state where the loan is permitted, such as Texas
What You'll Need
- Government-issued ID or Driver's License
- Proof of income such as pay stubs or bank statements
- Proof of residence in Texas
- Active checking account and routing number
- Valid email address and working phone number
Common Uses
Car repairs for getting back and forth on US-59
Medical copays or sudden health expenses
Utility bills to avoid shutoff
Groceries and essential household items
Emergency home repairs
Bridging the gap between paychecks